A
credit card system is a type of retail transaction settlement and credit
system, which derives its name from the plastic cards issued to users of the
system. Or it can be said that a credit card is a non-cash payment instrument
using a card issued by a bank. This card can be used to make payments for
obligations arising from an economic activity. is this card very important and
necessary?
According
to some people, credit cards make it easier as a means of payment. But can also
use it to make it easier to manage financial budget. Credit cards offer a way
to pay bills in full or in installments.
But
for other people having a credit card can lead to consumptive behavior. Swipe there, swipe here, regardless of the
risk. As a result, at the end of the
month the user will receive a mountain of debt bills.
Is
this card important? We recommend that you use credit cards wisely. Wise use of credit cards will reduce the
negative impact. Although there are many benefits through credit cards, we are
still wise in using them. We don't know what will happen, if we use it wrong.
Writer: ARDI TRI YUWONO, S.Pd.
